When faced with the thought of losing your home, many concerns and questions may pass through your mind. How can I stop this? Will my house be sold? Can I save my home? – These questions are normal. The foreclosure process can be very confusing for individuals who do not know their legal options.
Once you are served with foreclosure papers, it is important to respond within 20 days. If you do not respond, the bank will likely “win by default”. If the bank wins by default, your home will likely be sold and you may be required to move very quickly. It is important to contact an experienced foreclosure defense attorney immediately upon being served with the foreclosure papers to discuss your options.
A foreclosure defense lawyer can explain the legal process to you, discuss what defenses you may have to the action, request the supporting documentation from the bank to determine whether they have the necessary evidence to win the case against you, and suggest alternative ways to save your home. Once retained, a foreclosure defense attorney will handle the legal aspects of your case, which will likely relieve a lot of stress.
In some cases, filing for bankruptcy may allow you to save your home. The attorneys at Cleaveland & Cleaveland, P.L. handle bankruptcy as well as foreclosure defense, and can help determine if bankruptcy is a better option for you.
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